Diamond Matrix Rewards and Benefits is a customized NON-INSURANCE discount merchant card and health benefits program. We save our members hundreds to thousands of dollars each year on every day retail purchases as well as ancillary medical expenses. We take great pride in providing discounts and benefit programs through our state of the art customer service department.

We offer our members extraordinary discounts at the point of service through a network of participating retail merchants and participating medical providers. Since the start of our company we continue to expand throughout thousands of locations including regional chains, surgical centers, and hundreds of independents throughout the country.

In the early 1990’s health care cost began to skyrocket this created a demand for a broader array of discounted healthcare products. In an effort to address this concern Diamond Matrix Rewards has expanded our company to provide discounts in as many aspects of health care as possible. Featuring discounts on Physician and Hospital visits, prescription drugs, dental care, hearing aids, and vision. Diamond Matrix Rewards has accomplished this all on one membership card.

What began, as a seemingly well-intentioned move on the part of the Bush Administration has quickly become a national controversy, In hindsight, many will argue that it was bound to happen a government sponsored prescription discount plan could only fan the flame of the already smoldering debate over who really profits from discount cards. The small but forceful opposition claims that no one but the group selling or distributing the membership card really benefits from them. If fact, they protest, discount cards are great pretenders-intentionally, if not falsely, presented as insurance, its hard to ascertain fact from fiction, but, as with most great arguments, the truth probably lies somewhere in the middle

As a small business in the discount health benefits industry Diamond Matrix Rewards has always filled a necessary gap for thousands of uninsured, underinsured, and insured Americans. We do not attempt to serve as a replacement for insurance; rather, we have designed our discount benefits to offset the ever-increasing cost of health care. Individuals and families without health insurance can receive significant savings on everyday health-related expenses, such as eyeglasses and prescription medications, which might otherwise be unaffordable. Underinsured individuals- even insured individuals with high deductibles –can reduce out-of-pocket expenses, as well as receive discount plans for ancillary health services and products,

As for who really benefits from discount cards, we prefer to let our satisfied members speak for us. It is our belief that member testimonials answer this question more effectively than us. Of coarse, in asking opponents of discount cards their answer reflects less on who benefits from the discounts, and more to who does not profit from these discount cards themselves.

Most importantly we’ve learned that quality provider networks and excellent customer service create a win-win scenario for all parties involved. Our commitment to our members is when the spotlight on the economy fades and the country financially recovers and situations return to normal, we’ll still be offering a quality product that will help you save money with the exact same method.

While we recognize that much of the confusion regarding health discount cards has more to do with politics than with discount cards in general, we believe strongly in addressing the very real issues that have been raised. As health insurance premiums, deductibles and co-payments continue to increase at an alarming rate, the number of underinsured and uninsured Americans also rises. Unfortunately, we cannot reverse this trend for insurance products; but we can continue to provide non-insurance options to the growing number of individuals who need money-saving alternatives NOW!

An estimated 45 million Americans are without healthcare coverage, and that number is increasing each year. Nearly three-quarters of those uninsured are families where at least one member is working full-time. Among those with insurance, benefits are being cut, co-payments and deductibles are going up, and families are faced with difficult decisions about which healthcare products and services they can afford. These problems are only going to grow as health insurance rates continue to rise by an estimated 10% - 15% or more per year.

In fact, about one out of every four working age Americans skip recommended medical care either by not filling a prescription or avoiding doctor visits and or treatment, because they cannot afford it. Unfortunately, these individuals often face more serious health issues later on in life.

The discount health card industry has grown to serve more than 21 million consumers across the U.S. because consumers seek cost-effective solutions to their basic health care needs.